Head to Head Contrast: Republic Bancorp (RBCAA) versus Its Peers

Republic Bancorp (NASDAQ: RBCAA) is one of 308 publicly-traded companies in the “Banks” industry, but how does it compare to its peers? We will compare Republic Bancorp to related businesses based on the strength of its analyst recommendations, profitability, valuation, institutional ownership, dividends, risk and earnings.

Dividends

Republic Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 2.1%. Republic Bancorp pays out 36.2% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.9% and pay out 35.2% of their earnings in the form of a dividend.

Earnings and Valuation

This table compares Republic Bancorp and its peers revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Republic Bancorp $231.50 million $45.90 million 17.02
Republic Bancorp Competitors $5.49 billion $825.32 million 364.22

Republic Bancorp’s peers have higher revenue and earnings than Republic Bancorp. Republic Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a breakdown of current ratings and target prices for Republic Bancorp and its peers, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Republic Bancorp 0 1 0 0 2.00
Republic Bancorp Competitors 2114 8346 8431 332 2.36

Republic Bancorp presently has a consensus target price of $41.00, indicating a potential downside of 0.89%. As a group, “Banks” companies have a potential downside of 8.28%. Given Republic Bancorp’s higher possible upside, research analysts plainly believe Republic Bancorp is more favorable than its peers.

Risk & Volatility

Republic Bancorp has a beta of 0.53, meaning that its stock price is 47% less volatile than the S&P 500. Comparatively, Republic Bancorp’s peers have a beta of 0.79, meaning that their average stock price is 21% less volatile than the S&P 500.

Profitability

This table compares Republic Bancorp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Republic Bancorp 19.02% 8.18% 1.05%
Republic Bancorp Competitors 18.50% 8.31% 0.93%

Institutional & Insider Ownership

24.4% of Republic Bancorp shares are held by institutional investors. Comparatively, 52.3% of shares of all “Banks” companies are held by institutional investors. 52.3% of Republic Bancorp shares are held by insiders. Comparatively, 10.4% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Republic Bancorp peers beat Republic Bancorp on 10 of the 15 factors compared.

About Republic Bancorp

Republic Bancorp, Inc. is a financial holding company of Republic Bank & Trust Company (the Bank) and Republic Insurance Services, Inc. (the Captive). The Bank is a Kentucky-based, state chartered non-member financial institution. The Captive is an insurance subsidiary of the Company. The Company operates through four segments: Traditional Banking, which provides traditional banking products to customers; Warehouse Lending (Warehouse), which provides short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; Mortgage Banking, which originates, sells and services long-term, single family, first lien residential real estate loans, and Republic Processing Group (RPG), which facilitates the receipt and payment of federal and state tax refund products. Republic Bancorp Capital Trust is a subsidiary of Republic Bancorp, Inc.

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