Financial Survey: National Penn Bancshares (NASDAQ:NPBC) vs. The Competition

National Penn Bancshares (NASDAQ: NPBC) is one of 200 public companies in the “Commercial Banks” industry, but how does it weigh in compared to its peers? We will compare National Penn Bancshares to similar companies based on the strength of its earnings, valuation, profitability, dividends, institutional ownership, analyst recommendations and risk.

Analyst Ratings

This is a summary of recent ratings and recommmendations for National Penn Bancshares and its peers, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
National Penn Bancshares 0 0 0 0 N/A
National Penn Bancshares Competitors 380 2922 2349 68 2.37

As a group, “Commercial Banks” companies have a potential upside of 4.43%. Given National Penn Bancshares’ peers higher possible upside, analysts clearly believe National Penn Bancshares has less favorable growth aspects than its peers.

Profitability

This table compares National Penn Bancshares and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
National Penn Bancshares 32.36% 9.98% 1.21%
National Penn Bancshares Competitors 20.44% 8.70% 0.93%

Institutional and Insider Ownership

47.0% of shares of all “Commercial Banks” companies are owned by institutional investors. 11.7% of shares of all “Commercial Banks” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Dividends

National Penn Bancshares pays an annual dividend of $0.44 per share and has a dividend yield of 4.1%. National Penn Bancshares pays out 56.4% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.9% and pay out 35.4% of their earnings in the form of a dividend.

Earnings & Valuation

This table compares National Penn Bancshares and its peers top-line revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
National Penn Bancshares N/A N/A 13.74
National Penn Bancshares Competitors $338.81 million $71.86 million 21.37

National Penn Bancshares’ peers have higher revenue and earnings than National Penn Bancshares. National Penn Bancshares is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Summary

National Penn Bancshares peers beat National Penn Bancshares on 5 of the 9 factors compared.

About National Penn Bancshares

National Penn Bancshares, Inc. is a bank holding company. The Company provides financial services, principally through National Penn Bank, its national bank subsidiary. The Company’s financial services affiliates consist of National Penn Wealth Management, N.A., including its National Penn Investors Trust Company (NPITC) division; National Penn Capital Advisors, Inc.; Institutional Advisors, LLC, and National Penn Insurance Services Group, Inc., including its Higgins Insurance and Caruso Benefits divisions. It operates through the Community Banking segment. Through the Community Banking segment, it offers commercial banking, consumer banking and other services which include specialized investment and insurance businesses. It serves communities throughout a 14-county market area in Pennsylvania: Berks, Bucks, Carbon, Centre, Chester, Delaware, Lancaster, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Philadelphia and Schuylkill. It also serves the Cecil County, Maryland area.

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