United Bankshares (NASDAQ:UBSI) and Its Rivals Head to Head Analysis

United Bankshares (NASDAQ: UBSI) is one of 310 publicly-traded companies in the “Banks” industry, but how does it compare to its competitors? We will compare United Bankshares to related businesses based on the strength of its earnings, valuation, dividends, institutional ownership, analyst recommendations, profitability and risk.

Institutional & Insider Ownership

65.5% of United Bankshares shares are held by institutional investors. Comparatively, 52.0% of shares of all “Banks” companies are held by institutional investors. 6.2% of United Bankshares shares are held by insiders. Comparatively, 10.4% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Valuation & Earnings

This table compares United Bankshares and its competitors gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
United Bankshares $540.37 million $147.08 million 19.34
United Bankshares Competitors $5.58 billion $833.70 million 392.79

United Bankshares’ competitors have higher revenue and earnings than United Bankshares. United Bankshares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

United Bankshares pays an annual dividend of $1.36 per share and has a dividend yield of 3.7%. United Bankshares pays out 71.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.8% and pay out 35.4% of their earnings in the form of a dividend.

Analyst Recommendations

This is a summary of current ratings and recommmendations for United Bankshares and its competitors, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bankshares 0 5 0 0 2.00
United Bankshares Competitors 2422 8760 8767 370 2.35

United Bankshares currently has a consensus target price of $42.33, suggesting a potential upside of 15.19%. As a group, “Banks” companies have a potential downside of 9.18%. Given United Bankshares’ higher probable upside, research analysts plainly believe United Bankshares is more favorable than its competitors.

Profitability

This table compares United Bankshares and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
United Bankshares 24.94% 6.25% 1.02%
United Bankshares Competitors 18.34% 8.28% 0.93%

Volatility and Risk

United Bankshares has a beta of 1.05, indicating that its stock price is 5% more volatile than the S&P 500. Comparatively, United Bankshares’ competitors have a beta of 0.79, indicating that their average stock price is 21% less volatile than the S&P 500.

Summary

United Bankshares competitors beat United Bankshares on 9 of the 15 factors compared.

About United Bankshares

United Bankshares, Inc. (United) is a bank holding company. The Company operates through community banking segment. United’s Banking Subsidiaries offer a range of commercial and retail banking services and products. United, through its subsidiaries, engages in community banking and offers banking products and services permitted by law and regulation. Included among the banking services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, floor plan and student loans, and the making of construction and real estate loans. Also offered are individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. As part of its lending function, the Banking Subsidiaries offer credit card services. The Company’s loan portfolio consists of commercial, real estate and consumer loans, including credit card and home equity loans.

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