Analyzing Opus Bank (OPB) & GRUPO FINANCIER/ADR (GBOOY)

Opus Bank (NASDAQ:OPB) and GRUPO FINANCIER/ADR (OTCMKTS:GBOOY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, valuation, risk, analyst recommendations, earnings, dividends and profitability.

Institutional and Insider Ownership

97.8% of Opus Bank shares are owned by institutional investors. Comparatively, 0.1% of GRUPO FINANCIER/ADR shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Dividends

Opus Bank pays an annual dividend of $0.44 per share and has a dividend yield of 1.8%. GRUPO FINANCIER/ADR pays an annual dividend of $0.82 per share and has a dividend yield of 2.4%. Opus Bank pays out 29.5% of its earnings in the form of a dividend. Opus Bank has raised its dividend for 2 consecutive years.

Valuation and Earnings

This table compares Opus Bank and GRUPO FINANCIER/ADR’s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Opus Bank $308.32 million 2.76 $46.89 million $1.49 16.68
GRUPO FINANCIER/ADR $6.80 billion 2.81 $1.27 billion N/A N/A

GRUPO FINANCIER/ADR has higher revenue and earnings than Opus Bank.

Volatility & Risk

Opus Bank has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500. Comparatively, GRUPO FINANCIER/ADR has a beta of 0.87, meaning that its stock price is 13% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and target prices for Opus Bank and GRUPO FINANCIER/ADR, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Opus Bank 0 3 0 0 2.00
GRUPO FINANCIER/ADR 0 0 0 0 N/A

Opus Bank currently has a consensus price target of $30.75, suggesting a potential upside of 23.74%. Given Opus Bank’s higher possible upside, analysts clearly believe Opus Bank is more favorable than GRUPO FINANCIER/ADR.

Profitability

This table compares Opus Bank and GRUPO FINANCIER/ADR’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Opus Bank 16.83% 5.96% 0.81%
GRUPO FINANCIER/ADR 17.69% 17.89% 1.96%

Summary

GRUPO FINANCIER/ADR beats Opus Bank on 8 of the 13 factors compared between the two stocks.

Opus Bank Company Profile

Opus Bank provides various banking products, services, and solutions for small to mid-sized companies, entrepreneurs, real estate investors, professionals, and high net worth individuals. It offers demand deposits, checking accounts, money market accounts, savings accounts, and certificates of deposit. The company also provides multifamily residential loans, commercial real estate loans, commercial business loans, small business administration loans, construction loans, and single-family residential and consumer loans; and loans and lines for working capital, expansion, acquisitions, consolidation, and transition. In addition, it offers financial and advisory services related to raising equity capital, targeted acquisition and divestiture strategies, general mergers and acquisitions, debt and equity financing, balance sheet restructuring, valuation, strategy, and performance improvement. Further, the company provides commercial escrow services and facilitates tax-deferred commercial exchanges; financial and advisory services; and treasury, cash management, and depository solutions. As of March 5, 2018, it operated 50 banking offices, including 31 in California, 16 in the Seattle/Puget Sound region in Washington, 2 in the Phoenix metropolitan area of Arizona, and 1 in Portland, Oregon. The company was formerly known as Bay Cities National Bank. Opus Bank was founded in 1982 and is headquartered in Irvine, California.

GRUPO FINANCIER/ADR Company Profile

Grupo Financiero Banorte, S.A.B. de C.V., through its subsidiaries, provides banking and financial products and services in Mexico. It offers deposits, which include demand deposits, term deposits, money market accounts, and investment funds; and credit products comprising credit cards, car loans, payroll loans, and mortgages. The company also provides services for banking, brokerage, warehousing, leasing, and factoring services, as well as Internet banking, mobile banking, and call center services. In addition, it engages in long term savings, insurance, and international banking businesses. The company operates through a network of approximately 1,148 branches, 7,911 ATMs, 26,131 correspondents, and 165,441 point of sale terminals. Grupo Financiero Banorte, S.A.B. de C.V. was founded in 1899 and is headquartered in Santa Fe, Mexico.

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