Reviewing Anchor Bancorp (ANCB) & Home Financial Bancorp (HWEN)

Anchor Bancorp (NASDAQ:ANCB) and Home Financial Bancorp (OTCMKTS:HWEN) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, institutional ownership, risk, dividends, analyst recommendations and profitability.

Dividends

Home Financial Bancorp pays an annual dividend of $0.16 per share and has a dividend yield of 2.1%. Anchor Bancorp does not pay a dividend.

Analyst Ratings

This is a breakdown of current recommendations for Anchor Bancorp and Home Financial Bancorp, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Anchor Bancorp 0 1 0 0 2.00
Home Financial Bancorp 0 0 0 0 N/A

Anchor Bancorp presently has a consensus target price of $31.00, indicating a potential upside of 20.67%. Given Anchor Bancorp’s higher probable upside, equities research analysts plainly believe Anchor Bancorp is more favorable than Home Financial Bancorp.

Profitability

This table compares Anchor Bancorp and Home Financial Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Anchor Bancorp 9.07% 7.29% 1.02%
Home Financial Bancorp N/A N/A N/A

Volatility & Risk

Anchor Bancorp has a beta of 0.82, indicating that its share price is 18% less volatile than the S&P 500. Comparatively, Home Financial Bancorp has a beta of 0.19, indicating that its share price is 81% less volatile than the S&P 500.

Valuation and Earnings

This table compares Anchor Bancorp and Home Financial Bancorp’s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Anchor Bancorp $26.35 million 2.42 $2.19 million N/A N/A
Home Financial Bancorp N/A N/A $160,000.00 N/A N/A

Anchor Bancorp has higher revenue and earnings than Home Financial Bancorp.

Institutional and Insider Ownership

43.9% of Anchor Bancorp shares are owned by institutional investors. 5.6% of Anchor Bancorp shares are owned by insiders. Comparatively, 93.4% of Home Financial Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Anchor Bancorp beats Home Financial Bancorp on 8 of the 11 factors compared between the two stocks.

Anchor Bancorp Company Profile

Anchor Bancorp operates as the bank holding company for Anchor Bank that provides various banking products and services in Western Washington. The company accepts deposit products, such as checking, money market deposit, and savings accounts, as well as certificates of deposit. Its loan products include commercial and multi-family real estate, one-to-four family real estate, construction and land, consumer, and commercial business loans. The company also offers cash management services. Its investment portfolio consists of mortgage-backed securities, municipal bonds, and mutual funds. The company operates nine full-service banking offices located in Grays Harbor, Thurston, Lewis, and Pierce counties, as well as a loan production office located in King County, Washington. Anchor Bancorp was founded in 1907 and is headquartered in Lacey, Washington.

Home Financial Bancorp Company Profile

Home Financial Bancorp operates as a holding company for Our Community Bank that offers various banking products and services in the United States. The company offers various deposits products, including demand deposits, savings accounts, NOW accounts, and money market deposits; commercial and industrial loans, nonresidential real estate loans, and residential, mobile home and land, and consumer loans. It also provides auto and hazard insurance; and Internet banking services. The company provides banking services primarily in Owen, Putnam, and other counties. Home Financial Bancorp was founded in 1911 and is based in Spencer, Indiana.

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