Head-To-Head Review: SEC BANCORP INC/SH SH (OTCMKTS:SCYT) and Bancorp 34 (OTCMKTS:BCTF)

SEC BANCORP INC/SH SH (OTCMKTS:SCYT) and Bancorp 34 (NASDAQ:BCTF) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, valuation, profitability and analyst recommendations.

Dividends

SEC BANCORP INC/SH SH pays an annual dividend of $1.00 per share and has a dividend yield of 1.8%. Bancorp 34 pays an annual dividend of $0.20 per share and has a dividend yield of 1.3%.

Profitability

This table compares SEC BANCORP INC/SH SH and Bancorp 34’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
SEC BANCORP INC/SH SH N/A N/A N/A
Bancorp 34 2.26% 1.60% 0.20%

Analyst Recommendations

This is a summary of current recommendations and price targets for SEC BANCORP INC/SH SH and Bancorp 34, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SEC BANCORP INC/SH SH 0 0 0 0 N/A
Bancorp 34 0 0 0 0 N/A

Insider and Institutional Ownership

4.2% of SEC BANCORP INC/SH SH shares are owned by institutional investors. Comparatively, 14.8% of Bancorp 34 shares are owned by institutional investors. 6.4% of Bancorp 34 shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Earnings & Valuation

This table compares SEC BANCORP INC/SH SH and Bancorp 34’s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
SEC BANCORP INC/SH SH N/A N/A N/A N/A N/A
Bancorp 34 $32.81 million 1.58 $1.07 million N/A N/A

Bancorp 34 has higher revenue and earnings than SEC BANCORP INC/SH SH.

Volatility and Risk

SEC BANCORP INC/SH SH has a beta of 0.18, suggesting that its share price is 82% less volatile than the S&P 500. Comparatively, Bancorp 34 has a beta of 0.78, suggesting that its share price is 22% less volatile than the S&P 500.

Summary

Bancorp 34 beats SEC BANCORP INC/SH SH on 7 of the 8 factors compared between the two stocks.

About SEC BANCORP INC/SH SH

Security Bancorp, Inc. operates as the bank holding company for Security Federal Savings Bank that provides banking, financial, and mortgage services to individual and corporate customers primarily in Warren County, Tennessee. The company's deposit products include checking and savings accounts, and certificates of deposit. It also offers consumer loans; mortgage loans; and commercial loans, including installment loans and lines of credit, as well as provides trust services. In addition, the company provides wealth and financial management services that include mutual funds, stocks, and bonds; rollovers; personal and small business retirement plans; fixed, variable, and indexed annuities; life insurance; trust and estate services; and other plans, as well as online, mobile, and telephone banking services. It operates through three full-service bank locations and five ATM locations in Warren County. Security Bancorp, Inc. was founded in 1960 and is headquartered in McMinnville, Tennessee.

About Bancorp 34

Bancorp 34, Inc. operates as the holding company for Bank 34 that offers various banking services to individuals and businesses in the United States. It accepts various deposit products, such as savings accounts, checking accounts, money market accounts, demand deposits, NOW accounts, and certificates of deposit, as well as commercial checking accounts and related services, including online cash management. The company also originates commercial real estate loans, multi-family real estate loans, commercial and industrial loans, construction and land development loans, one- to four-family residential real estate loans, and consumer and other loans. It operates 4 full-service banking centers, including 1 each in Otero and Dona Ana Counties, New Mexico; and 2 in Maricopa County, Arizona, as well as 10 residential mortgage and commercial loan production offices in Texas, Arizona, New Mexico, Oregon, and Washington. Bancorp 34, Inc. was founded in 1934 and is headquartered in Alamogordo, New Mexico.

Receive News & Ratings for SEC BANCORP INC/SH SH Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for SEC BANCORP INC/SH SH and related companies with MarketBeat.com's FREE daily email newsletter.