Critical Review: Western Union (NYSE:WU) & Top KingWin (NASDAQ:TCJH)

Western Union (NYSE:WU) and Top KingWin (NASDAQ:TCJH) are both business services companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, risk, earnings, profitability, valuation, dividends and institutional ownership.

Profitability

This table compares Western Union and Top KingWin’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Western Union	14.37%	113.63%	7.86%
Top KingWin	N/A	N/A	N/A

Earnings & Valuation

This table compares Western Union and Top KingWin’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Western Union	$4.36 billion	1.02	$626.00 million	$1.68	7.75
Top KingWin	$3.12 million	6.90	-$770,000.00	N/A	N/A

Western Union has higher revenue and earnings than Top KingWin.

Analyst Ratings

This is a summary of current ratings and target prices for Western Union and Top KingWin, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Western Union	2	8	0	0	1.80
Top KingWin	0	0	0	0	N/A

Western Union presently has a consensus price target of $13.25, indicating a potential upside of 1.77%. Given Western Union’s higher probable upside, equities analysts plainly believe Western Union is more favorable than Top KingWin.

Institutional and Insider Ownership

91.8% of Western Union shares are held by institutional investors. Comparatively, 53.4% of Top KingWin shares are held by institutional investors. 0.9% of Western Union shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Western Union beats Top KingWin on 8 of the 9 factors compared between the two stocks.

About Western Union

The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.

About Top KingWin

Top KingWin Ltd provides corporate business training, corporate consulting, and advisory and transaction services in the People's Republic of China. It serves entrepreneurs and executives in small and medium enterprises. The company was founded in 2018 and is headquartered in Guangzhou, China. Top KingWin Ltd operates as a subsidiary of Xu Ruilin Capital CO., Ltd.